Affiliate Disclosure

Kredly is an independent money transfer comparison service operated by KredlyCo, located at Dubai, Marina Plaza.

This Affiliate Disclosure explains how Kredly may earn compensation from some money transfer providers and other commercial partners. It also explains the safeguards we use to keep our comparisons, rankings, and editorial content independent.

1. How Kredly earns money

Kredly is free for visitors to use. We may earn a commission when you follow certain links from Kredly to a third-party provider and complete an eligible action.

An eligible action may include:

• Registering with a provider

• Requesting a quote

• Opening an eligible account

• Completing a qualifying money transfer

• Purchasing or using another eligible provider service

• The exact compensation arrangement varies between providers. We may receive a fixed referral fee, a fee for a qualified action, or another agreed form of compensation.

Not every link on Kredly is an affiliate link, and not every provider we compare has a commercial relationship with us.

2. How affiliate links are identified

Where a link may generate compensation for Kredly, we aim to identify that relationship clearly near the relevant link or call to action.

You may see a disclosure such as:

Kredly may earn a commission if you use this link.

Sponsored link — Kredly may receive compensation.

Paid placement.

These disclosures mean that Kredly may receive compensation if you follow the link and complete an eligible action.

A link to this full Affiliate Disclosure provides additional detail but does not replace a clear disclosure placed near the commercial link itself.

3. Affiliate relationships do not determine organic rankings

Affiliate commissions do not determine the organic order of money transfer offers on Kredly.

Our comparison results are calculated using observed transfer information, including:

• The final amount received by the recipient

• The provider’s transfer fee

• The provider’s exchange rate

• The exchange-rate markup against the relevant benchmark

• The stated or estimated delivery time

• Available payment and payout methods

Where Kredly identifies a “best overall” offer, the result is based on the comparison methodology displayed on the site, not on the commission available from a provider.

A provider does not receive a better organic ranking because it pays Kredly a higher commission or participates in an affiliate programme.

For more information, review our Comparison Methodology.

4. Sponsored placements

Kredly may display sponsored placements, advertisements, or other paid promotional content.

Sponsored content is kept separate from organic comparison results and should be clearly labelled as “Sponsored,” “Paid placement,” or with another similarly clear description.

A sponsored provider may appear in a designated promotional position, but payment does not change the underlying organic calculation or reorder the organic results.

If sponsored content and organic results appear on the same page, they should be visually distinguishable.

5. What affiliate relationships mean for you

Using an affiliate link should not add a separate charge to your transaction. However, Kredly does not control a provider’s pricing, eligibility requirements, exchange rates, fees, promotions, or final quote.

Provider terms can vary according to:

Your country or jurisdiction

The destination country

The amount and currencies involved

Your payment method

The recipient’s payout method

Your account status or eligibility

The time at which you request the quote

Always review the complete quote and terms on the provider’s website before registering, funding, or confirming a transfer.

The provider’s final quote controls your transaction. Information displayed on Kredly is comparative and may be indicative, delayed, estimated, or subject to change.

6. Coverage of the market

Kredly does not necessarily compare every money transfer provider, bank, application, exchange service, or payment option available in the market.

Some providers may not be included because their services are unavailable for a particular destination, their pricing cannot be verified, their data is incomplete, or they do not meet our publication requirements.

A provider may be included without having a commercial relationship with Kredly. Conversely, an affiliate relationship does not guarantee that a provider will be included, recommended, or ranked favourably.

7. Provider websites and transactions

Affiliate links take you to third-party websites operated by money transfer providers or other partners.

Kredly does not:

Process your money transfer

Hold or receive customer funds

Open or manage your provider account

Perform identity verification for a provider

Control whether your application or transaction is accepted

Guarantee a provider’s rate, fee, availability, or delivery time

Your relationship and transaction are directly with the provider. Before proceeding, review the provider’s current terms, privacy policy, regulatory status, safeguarding arrangements, cancellation terms, and complaint process.

8. Editorial independence

Commercial relationships do not grant providers control over Kredly’s editorial opinions, comparison methodology, corrections, or explanatory content.

Providers may supply factual information or notify us of an error. We may review that information against available data and reliable sources, but providers cannot purchase a favourable conclusion or prevent us from publishing relevant limitations.

Material errors are handled under our Corrections Policy.

9. Changes to affiliate relationships

Affiliate relationships may begin, change, or end over time. A provider may become a commercial partner after it has already been included in our comparisons, or an existing commercial relationship may end.

We may update this disclosure when our monetisation model, disclosure practices, or commercial relationships materially change. The effective date at the top of this page indicates when this disclosure was last updated.

10. Questions and corrections

If you have a question about an affiliate relationship, sponsored placement, or the independence of a Kredly ranking, contact:

KredlyCo

Dubai, Marina Plaza

Email: corrections@kredly.co

Please include the relevant page URL, provider name, and a description of your concern.