Обзор Wise
4.30 оценка KredlyCompare Wise's international money transfer services in 2026. Review their fees, exchange rates, transfer speeds, and security measures for sending money globally.
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Плюсы
- Fast and efficient international money transfers
- often arriving in seconds.
- Transparent and competitive exchange rates with clear upfront fees.
- User-friendly mobile app and platform for easy transactions.
- Multi-currency account and debit card for spending and receiving abroad.
- Strong security measures and widespread regulatory compliance.
Минусы
- Customer service can be inconsistent and unhelpful in resolving complex issues.
- Some users report account blocks or cancellations without clear reasons.
- Transfers can occasionally experience delays
- especially on weekends or for new payees.
О Wise
Wise, an industry leader in global money transfers, empowers individuals and businesses to send, spend, and receive money internationally with unparalleled ease and transparency. With a strong overall rating of 4.3 on Trustpilot and even higher on mobile app stores, Wise is celebrated for its commitment to providing mid-market exchange rates, ensuring customers always know exactly what their recipient will get. This transparent pricing model stands in stark contrast to traditional banks and other providers who often hide fees within inflated exchange rates. Wise facilitates transfers to over 140 countries, with a remarkable 74% of transactions arriving in under 20 seconds, and 95% within 24 hours.
Beyond fast and affordable international transfers, Wise offers a versatile Multi-Currency Account, allowing users to hold and convert funds in over 40 currencies. The accompanying Wise Multi-Currency Card enables seamless spending and cash withdrawals worldwide without hidden fees, making it an ideal solution for travelers and international citizens. For businesses, Wise provides a comprehensive suite of features including team finance management and accounting software integration, simplifying international operations. Wise also offers an interest-earning feature on USD balances, with pass-through FDIC insurance up to $250,000 via its program bank in 2026.
Wise prioritizes security, employing specialized anti-fraud technology and adhering to stringent regulations with 65 licenses globally. Funds are safeguarded in separate accounts, providing peace of mind for its 14.8 million customers who collectively move over $16 billion monthly. While the platform is frequently praised for its intuitive interface and competitive rates, some users have noted inconsistencies in customer service for complex issues or occasional transfer delays. Nevertheless, Wise remains a top choice for anyone seeking a cost-effective, rapid, and transparent solution for international money transfers and multi-currency management.
Предложения Wise, которые мы отслеживаем
| Направление | Комиссия | Наценка | Срок | Получатель получит |
|---|---|---|---|---|
| 🇦🇩 Andorra | 23,90 $ | — | Ожидается к 17 июл. 2026 г., 12:00 UTC | 853,90 € |
| 🇦🇪 United Arab Emirates | 48,30 $ | — | Ожидается к 17 июл. 2026 г., 12:44 UTC | 3 495,50 AED |
| 🇦🇱 Albania | 116,00 $ | — | Ожидается к 23 июл. 2026 г., 13:00 UTC | 72 542 ALL |
| 🇦🇲 Armenia | 114,90 $ | — | Ожидается к 23 июл. 2026 г., 12:30 UTC | 324 344,00 AMD |
| 🇦🇷 Argentina | 35,80 $ | — | Ожидается к 17 июл. 2026 г., 14:30 UTC | 1 422 677,10 ARS |
| 🇦🇸 American Samoa | 41,20 $ | — | Ожидается к 17 июл. 2026 г., 18:30 UTC | 958,80 $ |
| 🇦🇹 Austria | 23,90 $ | — | Ожидается к 17 июл. 2026 г., 12:00 UTC | 853,90 € |
| 🇦🇺 Australia | 25,40 $ | — | Ожидается к 17 июл. 2026 г., 12:30 UTC | 1 397,30 A$ |
| 🇦🇽 Åland | 23,90 $ | — | Ожидается к 17 июл. 2026 г., 12:00 UTC | 853,90 € |
| 🇦🇿 Azerbaijan | 114,20 $ | — | Ожидается к 23 июл. 2026 г., 13:00 UTC | 1 505,30 AZN |
| 🇧🇩 Bangladesh | 42,10 $ | — | Ожидается к 19 июл. 2026 г., 12:00 UTC | 118 085,10 BDT |
| 🇧🇪 Belgium | 23,90 $ | — | Ожидается к 17 июл. 2026 г., 12:00 UTC | 853,90 € |
| 🇧🇬 Bulgaria | 31,50 $ | — | Ожидается к 19 июл. 2026 г., 12:30 UTC | 1 657,20 BGN |
| 🇧🇭 Bahrain | 90,30 $ | — | Ожидается к 28 июл. 2026 г., 05:30 UTC | 343,00 BHD |
| 🇧🇱 Saint Barthélemy | 23,90 $ | — | Ожидается к 17 июл. 2026 г., 12:00 UTC | 853,90 € |
| 🇧🇲 Bermuda | 109,40 $ | — | Ожидается к 23 июл. 2026 г., 04:30 UTC | 890,60 BMD |
| 🇧🇳 Brunei | 111,90 $ | — | Ожидается к 23 июл. 2026 г., 13:00 UTC | 1 146,70 BND |
| 🇧🇴 Bolivia | 126,40 $ | — | Ожидается к 23 июл. 2026 г., 18:00 UTC | 9 351,90 BOB |
| 🇧🇶 Bonaire | 41,20 $ | — | Ожидается к 17 июл. 2026 г., 18:30 UTC | 958,80 $ |
| 🇧🇷 Brazil | 28,50 $ | — | Ожидается к 17 июл. 2026 г., 12:30 UTC | 4 957,20 R$ |
| 🇧🇸 Bahamas | 112,30 $ | — | Ожидается к 23 июл. 2026 г., 13:00 UTC | 887,70 BSD |
| 🇧🇻 Bouvet Island | 29,50 $ | — | Ожидается к 20 июл. 2026 г., 07:10 UTC | 9 369,40 NOK |
| 🇨🇦 Canada | 27,60 $ | — | Ожидается к 20 июл. 2026 г., 15:30 UTC | 1 363,80 CA$ |
| 🇨🇨 Cocos [Keeling] Islands | 25,40 $ | — | Ожидается к 17 июл. 2026 г., 12:30 UTC | 1 397,30 A$ |
| 🇨🇭 Switzerland | 32,70 $ | — | Ожидается к 17 июл. 2026 г., 13:10 UTC | 780,80 CHF |
| 🇨🇰 Cook Islands | 27,70 $ | — | Ожидается к 18 июл. 2026 г., 23:15 UTC | 1 667,30 NZ$ |
| 🇨🇱 Chile | 44,20 $ | — | Ожидается к 21 июл. 2026 г., 13:00 UTC | 884 120 CLP |
Каждое направление ведёт к полному сравнению предложений. Методология
Безопасен ли Wise?
Проверьте юридическое лицо, регулятора, условия защиты средств и порядок подачи жалоб для вашей юрисдикции. Доступность и защита могут различаться по странам.
Чек-лист безопасности →Частые вопросы
Is Wise safe for international transfers?
Yes, Wise prioritizes security, employing specialized anti-fraud technology and adhering to stringent regulations with 65 licenses globally. Customer funds are safeguarded in separate accounts, ensuring they are protected.
How long do Wise transfers take?
Wise is known for speed; 74% of transfers arrive in under 20 seconds, and 95% arrive within 24 hours. However, occasional delays can occur, particularly for new payees or during weekends.
What are Wise's exchange rates and fees?
Wise is known for its transparent pricing, offering mid-market exchange rates. Fees are presented upfront, ensuring customers know the exact cost and the amount their recipient will receive without hidden markups.
What is the Wise Multi-Currency Account?
The Wise Multi-Currency Account allows users to hold and convert funds in over 40 currencies. It comes with an optional Wise Multi-Currency Card for spending and cash withdrawals worldwide, simplifying international banking for travelers and global citizens.
Does Wise have good customer service?
While Wise is generally praised for its intuitive platform, some users have reported inconsistencies with customer service, noting it can be unhelpful for complex issues or account problems. It's advisable to check recent reviews for current support experiences.
How many countries does Wise support for transfers?
Wise facilitates international money transfers to over 140 countries, making it a widely available option for sending money globally. This extensive network helps connect users across a broad range of regions.