kredly.

Compare international money transfers by destination

Search destinations and compare exchange rates and fees across international money transfer providers to find the best payout with Kredly.

Available destinations

All destinations

🇦🇫 Send money to AfghanistanUSD → AFN3 providersbest: AFN 62,851🇦🇽 Send money to ÅlandUSD → EUR4 providersbest: €861🇦🇱 Send money to AlbaniaUSD → ALL5 providersbest: ALL 79,306🇩🇿 Send money to AlgeriaUSD → DZD4 providersbest: DZD 130,753🇦🇸 Send money to American SamoaUSD → USD2 providersbest: $993🇦🇩 Send money to AndorraUSD → EUR5 providersbest: €861🇦🇴 Send money to AngolaUSD → AOA4 providersbest: AOA 1,041,920🇦🇮 Send money to AnguillaUSD → XCD1 providersbest: EC$2,688🇦🇬 Send money to Antigua and BarbudaUSD → XCD3 providersbest: EC$2,688🇦🇷 Send money to ArgentinaUSD → ARS10 providersbest: ARS 1,590,000🇦🇲 Send money to ArmeniaUSD → AMD4 providersbest: AMD 355,693🇦🇼 Send money to ArubaUSD → AWG1 providersbest: AWG 1,762🇦🇺 Send money to AustraliaUSD → AUD13 providersbest: A$1,396🇦🇹 Send money to AustriaUSD → EUR11 providersbest: €861🇦🇿 Send money to AzerbaijanUSD → AZN3 providersbest: AZN 1,693🇧🇸 Send money to BahamasUSD → BSD3 providersbest: BSD 1,000🇧🇭 Send money to BahrainUSD → BHD7 providersbest: BHD 405🇧🇩 Send money to BangladeshUSD → BDT12 providersbest: BDT 135,523🇧🇧 Send money to BarbadosUSD → BBD2 providersbest: BBD 1,960🇧🇾 Send money to BelarusUSD → BYN1 providersbest: BYN 2,737🇧🇪 Send money to BelgiumUSD → EUR13 providersbest: €930🇧🇿 Send money to BelizeUSD → BZD2 providersbest: BZD 2,000🇧🇯 Send money to BeninUSD → XOF9 providersbest: F CFA 638,270🇧🇲 Send money to BermudaUSD → BMD4 providersbest: BMD 1,000🇧🇹 Send money to BhutanUSD → BTN6 providersbest: BTN 102,675🇧🇴 Send money to BoliviaUSD → BOB5 providersbest: BOB 13,337🇧🇶 Send money to BonaireUSD → USD1 providersbest: $959🇧🇦 Send money to Bosnia and HerzegovinaUSD → BAM3 providersbest: BAM 1,834🇧🇼 Send money to BotswanaUSD → BWP5 providersbest: BWP 13,921🇧🇻 Send money to Bouvet IslandUSD → NOK1 providersbest: NOK 9,016🇧🇷 Send money to BrazilUSD → BRL14 providersbest: R$5,563🇮🇴 Send money to British Indian Ocean TerritoryUSD → USD1 providersbest: $959🇻🇬 Send money to British Virgin IslandsUSD → USD2 providersbest: $993🇧🇳 Send money to BruneiUSD → BND4 providersbest: BND 1,258🇧🇬 Send money to BulgariaUSD → BGN6 providersbest: BGN 1,675🇧🇫 Send money to Burkina FasoUSD → XOF4 providersbest: F CFA 610,679🇧🇮 Send money to BurundiUSD → BIF4 providersbest: BIF 3,234,609🇰🇭 Send money to CambodiaUSD → KHR6 providersbest: KHR 4,017,286🇨🇲 Send money to CameroonUSD → XAF9 providersbest: FCFA 645,356🇨🇦 Send money to CanadaUSD → CAD12 providersbest: CA$1,475🇨🇻 Send money to Cape VerdeUSD → CVE3 providersbest: CVE 93,574🇰🇾 Send money to Cayman IslandsUSD → KYD2 providersbest: KYD 832🇨🇫 Send money to Central African RepublicUSD → XAF3 providersbest: FCFA 560,019🇹🇩 Send money to ChadUSD → XAF4 providersbest: FCFA 638,967🇨🇱 Send money to ChileUSD → CLP8 providersbest: CLP 991,347🇨🇳 Send money to ChinaUSD → CNY11 providersbest: CN¥7,607🇨🇽 Send money to Christmas IslandUSD → AUD3 providersbest: A$1,392🇨🇨 Send money to Cocos [Keeling] IslandsUSD → AUD3 providersbest: A$1,392🇨🇴 Send money to ColombiaUSD → COP12 providersbest: COP 3,551,262🇰🇲 Send money to ComorosUSD → KMF4 providersbest: KMF 460,164🇨🇬 Send money to CongoUSD → XAF4 providersbest: FCFA 562,862🇨🇩 Send money to Congo [DRC]USD → CDF5 providersbest: CDF 2,240,370🇨🇰 Send money to Cook IslandsUSD → NZD3 providersbest: NZ$1,715🇨🇷 Send money to Costa RicaUSD → CRC6 providersbest: CRC 439,280🇭🇷 Send money to CroatiaUSD → HRK2 providersbest: HRK 6,455🇨🇺 Send money to CubaUSD → CUC2 providersbest: CUC 902🇨🇼 Send money to CuracaoUSD → ANG1 providersbest: ANG 1,802🇨🇾 Send money to CyprusUSD → EUR9 providersbest: €861🇨🇿 Send money to Czech RepublicUSD → CZK11 providersbest: CZK 23,006🇩🇰 Send money to DenmarkUSD → DKK11 providersbest: DKK 7,115🇩🇯 Send money to DjiboutiUSD → DJF4 providersbest: DJF 188,505🇩🇲 Send money to DominicaUSD → XCD1 providersbest: EC$2,688🇩🇴 Send money to Dominican RepublicUSD → DOP9 providersbest: DOP 62,825🇹🇱 Send money to East TimorUSD → USD2 providersbest: $993🇪🇨 Send money to EcuadorUSD → USD2 providersbest: $993🇪🇬 Send money to EgyptUSD → EGP6 providersbest: EGP 53,903🇸🇻 Send money to El SalvadorUSD → USD2 providersbest: $993🇬🇶 Send money to Equatorial GuineaUSD → XAF3 providersbest: FCFA 560,019🇪🇷 Send money to EritreaUSD → ERN2 providersbest: ERN 14,940🇪🇪 Send money to EstoniaUSD → EUR10 providersbest: €861🇪🇹 Send money to EthiopiaUSD → ETB7 providersbest: ETB 180,000🇫🇰 Send money to Falkland IslandsUSD → FKP0 providers🇫🇴 Send money to Faroe IslandsUSD → DKK2 providersbest: DKK 6,317🇫🇯 Send money to FijiUSD → FJD7 providersbest: FJD 2,412🇫🇮 Send money to FinlandUSD → EUR10 providersbest: €930🇫🇷 Send money to FranceUSD → EUR14 providersbest: €936🇬🇫 Send money to French GuianaUSD → EUR5 providersbest: €950🇵🇫 Send money to French PolynesiaUSD → XPF1 providersbest: CFPF 101,879🇹🇫 Send money to French Southern TerritoriesUSD → EUR2 providersbest: €861🇬🇦 Send money to GabonUSD → XAF4 providersbest: FCFA 560,019🇬🇲 Send money to GambiaUSD → GMD8 providersbest: GMD 69,500🇬🇪 Send money to GeorgiaUSD → GEL6 providersbest: GEL 2,566🇩🇪 Send money to GermanyUSD → EUR13 providersbest: €861🇬🇭 Send money to GhanaUSD → GHS12 providersbest: GHS 11,730🇬🇮 Send money to GibraltarUSD → GIP0 providers🇬🇷 Send money to GreeceUSD → EUR11 providersbest: €861🇬🇱 Send money to GreenlandUSD → DKK2 providersbest: DKK 6,317🇬🇩 Send money to GrenadaUSD → XCD1 providersbest: EC$2,688🇬🇵 Send money to GuadeloupeUSD → EUR4 providersbest: €861🇬🇺 Send money to GuamUSD → USD2 providersbest: $993🇬🇹 Send money to GuatemalaUSD → GTQ10 providersbest: GTQ 7,617🇬🇬 Send money to GuernseyUSD → GBP3 providersbest: £739🇬🇳 Send money to GuineaUSD → GNF7 providersbest: GNF 9,789,971🇬🇼 Send money to Guinea-BissauUSD → XOF4 providersbest: F CFA 610,679🇬🇾 Send money to GuyanaUSD → GYD5 providersbest: GYD 218,638🇭🇹 Send money to HaitiUSD → HTG6 providersbest: HTG 145,799🇭🇲 Send money to Heard Island and McDonald IslandsUSD → AUD2 providersbest: A$1,392🇭🇳 Send money to HondurasUSD → HNL7 providersbest: HNL 30,315🇭🇰 Send money to Hong KongUSD → HKD12 providersbest: HK$8,568🇭🇺 Send money to HungaryUSD → HUF11 providersbest: HUF 344,090🇮🇸 Send money to IcelandUSD → ISK1 providersbest: ISK 109,110🇮🇳 Send money to IndiaUSD → INR15 providersbest: ₹108,589🇮🇩 Send money to IndonesiaUSD → IDR14 providersbest: IDR 19,555,598🇮🇷 Send money to IranUSD → IRR0 providers🇮🇶 Send money to IraqUSD → IQD4 providersbest: IQD 1,320,000🇮🇪 Send money to IrelandUSD → EUR14 providersbest: €930🇮🇲 Send money to Isle of ManUSD → GBP3 providersbest: £739🇮🇱 Send money to IsraelUSD → ILS10 providersbest: ₪3,402🇮🇹 Send money to ItalyUSD → EUR14 providersbest: €930🇨🇮 Send money to Ivory CoastUSD → XOF8 providersbest: F CFA 638,270🇯🇲 Send money to JamaicaUSD → JMD6 providersbest: JMD 171,217🇯🇵 Send money to JapanUSD → JPY10 providersbest: ¥158,209🇯🇪 Send money to JerseyUSD → GBP3 providersbest: £739🇯🇴 Send money to JordanUSD → JOD7 providersbest: JOD 707🇰🇿 Send money to KazakhstanUSD → KZT5 providersbest: KZT 461,042🇰🇪 Send money to KenyaUSD → KES12 providersbest: KES 142,554🇰🇮 Send money to KiribatiUSD → AUD3 providersbest: A$1,392🇽🇰 Send money to KosovoUSD → EUR4 providersbest: €861🇰🇼 Send money to KuwaitUSD → KWD8 providersbest: KWD 306🇰🇬 Send money to KyrgyzstanUSD → KGS4 providersbest: KGS 86,110🇱🇦 Send money to LaosUSD → LAK4 providersbest: LAK 22,098,130🇱🇻 Send money to LatviaUSD → EUR10 providersbest: €930🇱🇧 Send money to LebanonUSD → LBP3 providersbest: LBP 80,696,800🇱🇸 Send money to LesothoUSD → LSL3 providersbest: LSL 15,810🇱🇷 Send money to LiberiaUSD → LRD3 providersbest: LRD 157,245🇱🇾 Send money to LibyaUSD → LYD1 providersbest: LYD 6,248🇱🇮 Send money to LiechtensteinUSD → CHF3 providersbest: CHF 802🇱🇹 Send money to LithuaniaUSD → EUR9 providersbest: €930🇱🇺 Send money to LuxembourgUSD → EUR10 providersbest: €930🇲🇴 Send money to MacaoUSD → MOP4 providersbest: MOP 7,740🇲🇰 Send money to MacedoniaUSD → MKD1 providersbest: MKD 52,579🇲🇬 Send money to MadagascarUSD → MGA8 providersbest: MGA 4,667,520🇲🇼 Send money to MalawiUSD → MWK8 providersbest: MWK 3,719,566🇲🇾 Send money to MalaysiaUSD → MYR11 providersbest: MYR 4,070🇲🇻 Send money to MaldivesUSD → MVR3 providersbest: MVR 15,266🇲🇱 Send money to MaliUSD → XOF6 providersbest: F CFA 638,270🇲🇹 Send money to MaltaUSD → EUR13 providersbest: €930🇲🇭 Send money to Marshall IslandsUSD → USD2 providersbest: $993🇲🇶 Send money to MartiniqueUSD → EUR5 providersbest: €950🇲🇷 Send money to MauritaniaUSD → MRU4 providersbest: MRU 39,670🇲🇺 Send money to MauritiusUSD → MUR4 providersbest: MUR 50,395🇾🇹 Send money to MayotteUSD → EUR6 providersbest: €861🇲🇽 Send money to MexicoUSD → MXN16 providersbest: MX$17,060🇫🇲 Send money to MicronesiaUSD → USD2 providersbest: $993🇲🇩 Send money to MoldovaUSD → MDL5 providersbest: MDL 17,035🇲🇨 Send money to MonacoUSD → EUR4 providersbest: €861🇲🇳 Send money to MongoliaUSD → MNT6 providersbest: MNT 3,535,401🇲🇪 Send money to MontenegroUSD → EUR6 providersbest: €861🇲🇸 Send money to MontserratUSD → XCD1 providersbest: EC$2,688🇲🇦 Send money to MoroccoUSD → MAD13 providersbest: MAD 10,266🇲🇿 Send money to MozambiqueUSD → MZN9 providersbest: MZN 67,320🇲🇲 Send money to Myanmar [Burma]USD → MMK4 providersbest: MMK 3,945,150🇳🇦 Send money to NamibiaUSD → NAD5 providersbest: NAD 15,979🇳🇷 Send money to NauruUSD → AUD3 providersbest: A$1,392🇳🇵 Send money to NepalUSD → NPR10 providersbest: NPR 152,651🇳🇱 Send money to NetherlandsUSD → EUR14 providersbest: €861🇳🇨 Send money to New CaledoniaUSD → XPF0 providers🇳🇿 Send money to New ZealandUSD → NZD12 providersbest: NZ$1,715🇳🇮 Send money to NicaraguaUSD → NIO1 providersbest: NIO 1,044🇳🇪 Send money to NigerUSD → XOF3 providersbest: F CFA 619,186🇳🇬 Send money to NigeriaUSD → NGN12 providersbest: NGN 1,381,454🇳🇺 Send money to NiueUSD → NZD3 providersbest: NZ$1,715🇳🇫 Send money to Norfolk IslandUSD → AUD3 providersbest: A$1,392🇰🇵 Send money to North KoreaUSD → KPW0 providers🇲🇵 Send money to Northern Mariana IslandsUSD → USD2 providersbest: $993🇳🇴 Send money to NorwayUSD → NOK11 providersbest: NOK 10,487🇴🇲 Send money to OmanUSD → OMR8 providersbest: OMR 414🇵🇰 Send money to PakistanUSD → PKR11 providersbest: PKR 313,363🇵🇼 Send money to PalauUSD → USD2 providersbest: $993🇵🇸 Send money to PalestineUSD → ILS1 providersbest: ₪2,897🇵🇦 Send money to PanamaUSD → PAB2 providersbest: PAB 1,000🇵🇬 Send money to Papua New GuineaUSD → PGK6 providersbest: PGK 4,550🇵🇾 Send money to ParaguayUSD → PYG5 providersbest: PYG 5,899,430🇵🇪 Send money to PeruUSD → PEN10 providersbest: PEN 3,460🇵🇭 Send money to PhilippinesUSD → PHP14 providersbest: ₱64,586🇵🇳 Send money to Pitcairn IslandsUSD → NZD3 providersbest: NZ$1,715🇵🇱 Send money to PolandUSD → PLN11 providersbest: PLN 3,703🇵🇹 Send money to PortugalUSD → EUR14 providersbest: €930🇵🇷 Send money to Puerto RicoUSD → USD2 providersbest: $993🇶🇦 Send money to QatarUSD → QAR7 providersbest: QAR 3,906🇷🇪 Send money to RéunionUSD → EUR6 providersbest: €861🇷🇴 Send money to RomaniaUSD → RON7 providersbest: RON 4,492🇷🇺 Send money to RussiaUSD → RUB1 providersbest: RUB 83,701🇷🇼 Send money to RwandaUSD → RWF9 providersbest: RWF 1,460,000🇧🇱 Send money to Saint BarthélemyUSD → EUR4 providersbest: €861🇸🇭 Send money to Saint HelenaUSD → SHP0 providers🇰🇳 Send money to Saint Kitts and NevisUSD → XCD2 providersbest: EC$2,660🇱🇨 Send money to Saint LuciaUSD → XCD2 providersbest: EC$2,439🇲🇫 Send money to Saint MartinUSD → EUR4 providersbest: €861🇵🇲 Send money to Saint Pierre and MiquelonUSD → EUR3 providersbest: €861🇻🇨 Send money to Saint Vincent and the GrenadinesUSD → XCD0 providers🇼🇸 Send money to SamoaUSD → WST4 providersbest: WST 2,718🇸🇲 Send money to San MarinoUSD → EUR5 providersbest: €861🇸🇹 Send money to São Tomé and PríncipeUSD → STN2 providersbest: STN 20,913🇸🇦 Send money to Saudi ArabiaUSD → SAR9 providersbest: SAR 3,751🇸🇳 Send money to SenegalUSD → XOF10 providersbest: F CFA 561,346🇷🇸 Send money to SerbiaUSD → RSD6 providersbest: RSD 9,875,940🇸🇨 Send money to SeychellesUSD → SCR5 providersbest: SCR 14,560🇸🇱 Send money to Sierra LeoneUSD → SLL3 providersbest: SLL 18,922,880🇸🇬 Send money to SingaporeUSD → SGD12 providersbest: SGD 1,265🇸🇽 Send money to Sint MaartenUSD → ANG0 providers🇸🇰 Send money to SlovakiaUSD → EUR10 providersbest: €861🇸🇮 Send money to SloveniaUSD → EUR10 providersbest: €861🇸🇧 Send money to Solomon IslandsUSD → SBD4 providersbest: SBD 8,040🇸🇴 Send money to SomaliaUSD → SOS2 providersbest: SOS 515,002🇿🇦 Send money to South AfricaUSD → ZAR13 providersbest: ZAR 16,140🇬🇸 Send money to South Georgia and the South Sandwich IslandsUSD → GBP3 providersbest: £739🇰🇷 Send money to South KoreaUSD → KRW11 providersbest: ₩1,404,810🇸🇸 Send money to South SudanUSD → SSP1 providersbest: SSP 6,633,000🇪🇸 Send money to SpainUSD → EUR14 providersbest: €861🇱🇰 Send money to Sri LankaUSD → LKR12 providersbest: LKR 333,419🇸🇩 Send money to SudanUSD → SDG2 providersbest: SDG 3,543,680🇸🇷 Send money to SurinameUSD → SRD3 providersbest: SRD 37,397🇸🇯 Send money to Svalbard and Jan MayenUSD → NOK2 providersbest: NOK 9,110🇸🇿 Send money to SwazilandUSD → SZL3 providersbest: SZL 15,860🇸🇪 Send money to SwedenUSD → SEK11 providersbest: SEK 9,633🇨🇭 Send money to SwitzerlandUSD → CHF11 providersbest: CHF 811🇸🇾 Send money to SyriaUSD → SYP1 providersbest: SYP 121,988🇹🇼 Send money to TaiwanUSD → TWD4 providersbest: NT$31,438🇹🇯 Send money to TajikistanUSD → TJS2 providersbest: TJS 9,073🇹🇿 Send money to TanzaniaUSD → TZS12 providersbest: TZS 2,942,061🇹🇭 Send money to ThailandUSD → THB15 providersbest: THB 35,938🇹🇬 Send money to TogoUSD → XOF8 providersbest: F CFA 560,926🇹🇰 Send money to TokelauUSD → NZD3 providersbest: NZ$1,715🇹🇴 Send money to TongaUSD → TOP4 providersbest: TOP 2,392🇹🇹 Send money to Trinidad and TobagoUSD → TTD4 providersbest: TTD 6,722🇹🇳 Send money to TunisiaUSD → TND9 providersbest: TND 3,129🇹🇷 Send money to TurkeyUSD → TRY10 providersbest: TRY 48,482🇹🇲 Send money to TurkmenistanUSD → TMT0 providers🇹🇨 Send money to Turks and Caicos IslandsUSD → USD2 providersbest: $993🇹🇻 Send money to TuvaluUSD → AUD4 providersbest: A$1,392🇺🇲 Send money to U.S. Minor Outlying IslandsUSD → USD2 providersbest: $993🇻🇮 Send money to U.S. Virgin IslandsUSD → USD2 providersbest: $993🇺🇬 Send money to UgandaUSD → UGX11 providersbest: UGX 4,153,248🇺🇦 Send money to UkraineUSD → UAH5 providersbest: UAH 50,475🇦🇪 Send money to United Arab EmiratesUSD → AED12 providersbest: AED 3,949🇬🇧 Send money to United KingdomUSD → GBP13 providersbest: £781🇺🇸 Send money to United StatesUSD → USD2 providersbest: $1,000🇺🇾 Send money to UruguayUSD → UYU6 providersbest: UYU 42,832🇺🇿 Send money to UzbekistanUSD → UZS5 providersbest: UZS 13,562,704🇻🇺 Send money to VanuatuUSD → VUV4 providersbest: VUV 117,289🇻🇦 Send money to Vatican CityUSD → EUR4 providersbest: €861🇻🇪 Send money to VenezuelaUSD → VES2 providersbest: VES 826,043🇻🇳 Send money to VietnamUSD → VND13 providersbest: ₫28,596,019🇼🇫 Send money to Wallis and FutunaUSD → XPF0 providers🇪🇭 Send money to Western SaharaUSD → MAD1 providersbest: MAD 8,742🇾🇪 Send money to YemenUSD → YER0 providers🇿🇲 Send money to ZambiaUSD → ZMW9 providersbest: ZMW 20,654🇿🇼 Send money to ZimbabweUSD → USD1 providersbest: $959
01

Choose where you want to send money

Start by selecting the country where your recipient will receive the money. The destination determines the receiving currency, available providers, payment methods and delivery options that may appear in the comparison.

Each destination page brings together the transfer options Kredly currently tracks for that country. You can compare the available recipient payout, stated fees, provider exchange rates and delivery estimates for the same transfer amount.

Before choosing a destination, confirm the currency and receiving method your recipient can use. Bank deposit, cash pickup, card deposit and mobile wallet delivery are not available from every provider or in every country.

Provider coverage and pricing can differ by destination. A provider that offers a competitive transfer to one country may not be available or offer the same value for another.

02

What Kredly compares

Kredly organises available transfer quotes into a consistent format so that providers can be compared using the same amount and destination.

Our primary ranking measure is the estimated amount delivered to the recipient. We may also show:

  • The stated transfer fee included in the available quote.

  • The provider exchange rate used for the conversion.

  • The exchange-rate markup compared with the reference mid-market rate, where it can be calculated.

  • The available payment and receiving methods.

  • The estimated delivery time.

A missing fee, markup or delivery estimate is shown as unavailable rather than assumed to be zero. “Best” refers to the best available result among the providers and offers Kredly currently tracks for the selected destination and amount.

03

Why transfer fees do not tell the whole story

The advertised transfer fee is only one part of the total cost. The final recipient payout also depends on the exchange rate used by the provider. A provider may advertise a low or zero transfer fee while offering a weaker exchange rate. Another provider may charge a visible fee but still deliver more money to the recipient because its exchange rate is more competitive.

Kredly uses the mid-market exchange rate as an informational reference point. The difference between that reference rate and the provider exchange rate may be shown as an exchange-rate markup where sufficient data is available. When comparing providers, use the same transfer amount and destination. Look at the final recipient payout first, then review the stated fee and exchange-rate markup to understand why the results differ.

04

Payment and delivery options

The way a transfer is funded and delivered can affect its cost, speed and availability.

Bank transfer funding may offer competitive pricing, but the transfer can take longer to process. Debit or credit card funding may be faster, although additional provider or card-related charges can apply.

Depending on the destination and provider, the recipient may be able to receive money through:

  • Bank account deposit.

  • Cash pickup at an eligible location.

  • Card deposit.

  • Mobile or digital wallet.

Not every method is available for every country, currency or transfer amount. Delivery times are estimates rather than guarantees and may be affected by verification checks, banking hours, weekends, local holidays and recipient information.

05

How to compare money transfer providers

A useful transfer comparison should consider more than the provider with the lowest visible fee.

  1. 1. Select the recipient’s destination and enter the amount you want to send.

  2. 2. Compare the estimated recipient payout across the available providers.

  3. 3. Review the stated fee, provider exchange rate and exchange-rate markup.

  4. 4. Check whether the available payment method, receiving method and delivery estimate meet your needs.

  5. 5. Open the provider’s website and confirm the final quote, eligibility requirements and transfer terms before paying.

Rates, fees and provider availability can change. Kredly provides indicative comparison information and does not process transfers or guarantee provider quotes. For larger or time-sensitive transfers, also review transfer limits, verification requirements, cancellation terms and the regulated entity serving your jurisdiction.