Send money to Australia 🇦🇺
Compare 16 providers for sending USD to Australia. Offers are ranked by the amount your recipient gets after fees and exchange-rate markup.
20 offers from 16 providers for $1,000
Ranked by payout after all costs. Methodology · Quotes are indicative — confirm on the provider's site.
Popular amounts
| You send (USD) | Best payout (AUD) |
|---|---|
| $100 | A$143.04 |
| $250 | A$357.60 |
| $500 | A$715.20 |
| $1,000 | A$1,431.00 |
| $2,500 | A$3,576.00 |
| $5,000 | A$7,152.00 |
USD / AUD — last 30 days
How to send money to Australia
Compare offers
Enter your amount above — offers are ranked by final payout.
Pick a provider
Check payment methods, speed and rating in the offer details.
Sign up & verify
Register with the provider; identity verification is usually required.
Send & track
Fund the transfer and track delivery to its destination.
Small transfers: watch the flat fee
On small amounts, a flat fee eats a bigger share of the total. Instarem and other providers with a low fixed fee and fast card delivery often win here, even with a slightly weaker rate.
Large transfers: the markup dominates
On large amounts, a 1% markup can cost far more than any fee. Prioritize the lowest FX markup and consider a bank transfer to avoid card surcharges.
Frequently asked questions
What is the cheapest way to send money to Australia?
Right now the highest payout comes from Instarem. Rankings can change with live rates — check the table above for the current winner.
Does a zero transfer fee mean the best deal?
Not necessarily. A provider can recover the cost through a weaker exchange rate. Compare the recipient payout and the FX markup together.
How long does a transfer to Australia take?
Delivery time depends on the provider and payment method — card-funded transfers are often fastest, while bank transfers can take one to two business days but may offer a stronger rate. Check each offer's stated speed above.
Is it safe to use these providers?
Check each provider's licensing, regulator and safeguarding terms for your jurisdiction before sending — see our transfer safety checklist.
Is the USD/AUD rate guaranteed?
No. Mid-market and provider rates can change. Always confirm the final quote on the provider's website before paying.
How this comparison was calculated
We observed 20 offers from 16 providers. Organic results are ordered by recipient payout. Fees and provider exchange rates are shown separately, and quotes should be confirmed before sending.
Read the full methodology